Financial Planning
Financial planning in nutshell is accumulating money for all money goals that will come in your life itis in simple terms provisioning of assets & saving & investment according to monetary requirements that will come in your life journey in short
“jab jab paise chahiye tab paisa hona chahiye”
Retirement Planning
Retirement is when you retire from work & not from income, retirement planning can be split into two scenarios pre-retirement & post-retirement both require processes to be followed for effective & efficient happy retired life taking into consideration longevity, needs, vacation, inflation, taxation etc etc.
Tax Planning
Effective tax planning is a process of following efficient investment and reallocation of investment to pay lower taxes as per legal rules allowed in our income tax rules
For eg you can give a retired person income of 1.5 lacs p.m with a tax liability of about 2.25 lacs per year
OR
You can give the same income of 1.5 lacs p.m with ‘0’ tax We can guide you on this – please think
OR
You can give the same income of 1.5 lacs p.m with ‘0’ tax We can guide you on this – please think
Insurance Planning
Insurance Planning
Insurance is a product that replaces your income or replaces asset or pays your expenses in case of certain pre specified events
-
Life insurance
Replaces your income in case of death -
Health insurance
pays for your hospital bills as & when it happens -
Car insurance
pays for repair or pays for replacement in case vehicle is stolen or pays for Victim costs ( third party insurance)
Wealth Management
Smooth transition of assets & investment to the next generation is often ignored by people because of a various reasons
A good estate planning can make the life of your heirs much more simpler & smoother
NRI Investment Planning
This requires in-depth knowledge as investments can be complicated because of various angle like taxation, period of investment etc
We can help you in the above from a professional approach
